Fast path: start with the metric cards, confirm the 5-minute tape, then use pressure, zones, and session history to decide whether strength is real accumulation or just a bounce into supply.
Current session
5-minute tape
Read this first for live control: candles holding above VWAP with green pressure suggest buyers are supporting price; fades below VWAP show sellers still have the tape.
Current price--
Daily change --
Buy pressureSell pressureVWAP
Delta proxy
Cumulative pressure
Tracks estimated buy volume minus sell volume over the selected window. Rising while price bases is accumulation; falling during rallies means selling pressure is still winning.
High-volume levels
Absorption zones
These are price bands where volume clustered. Green is bullish support/buyer absorption; red is bearish supply/seller cap. Strong means repeated high-volume reaction; weak means lower conviction.
15D / 20D context
Overhead supply map
Use this to see where rallies may stall before they happen. Risk means the chance a rally pauses or rejects there; higher scores mean stronger overhead supply unless price accepts above the zone.
Daily alpha / wick
Session alpha score vs BETR daily wick
20D uses the 5-minute tape for score and delta. 3M smooths daily OHLCV into a broader alpha score.
Up wickDown wickAlpha score
Session history
Last 20 sessions
Use this to compare today against the recent baseline. Repeated weak delta/CMF means distribution; improving scores show buyers returning over multiple sessions.
Date
Close
Move
Volume
Delta
CMF
Score
Read
Use this page to watch the mortgage-rate stack and loan-volume tape over a 14-month weekly timeline. Rate relief helps demand, but falling Better or Credit Karma loan volume is a bearish operating signal if it confirms weaker borrower activity.
Analyst model
BETR demand, volume, and price read
This connects the mortgage-rate stack, MBA demand, lag-adjusted Better/Credit Karma loan volume, and BETR price action. It is a directional model signal, not a trade instruction.
Current demand pulse
Mortgage, refinance, and HELOC demand
MBA weekly application data is the hard mortgage/refi demand signal. Google Trends adds current search-intent context for mortgage applications, purchase mortgage, refinance, HELOC, and home equity loans.
Demand score
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Loading MBA application data
Scores combine composite applications, purchase applications, refinance applications, refi share, and MBA contract-rate pressure.
MBA weekly demand momentum
Applications vs purchase/refi pressure and daily 10Y
Above zero means demand improved from the prior week; below zero means borrower activity weakened. Purchase tracks homebuyer demand. Refi is the fastest rate-sensitive signal. Dashed blue uses the right axis for daily 10Y yield.
Use this for current intent, especially HELOC. MBA is the reliable application-demand read; HELOC search demand is a proxy, not a lender application count.
MBA weekly point table
What changed this week
Each row is a parsed MBA weekly survey point. Use the signal column to see whether the move is supported by total apps, purchase apps, refi apps, and rate pressure.
Week
Score
Total apps
Purchase
Refi
Refi share
MBA rate
Signal
Refi demand level
MBA Refinance Index vs daily 10Y
Blue bars show the MBA Refinance Index shifted 10 days left to line up with the rate window that likely drove it. Amber bars estimate the next refi prints from the latest published index, a 10-day lag, and the current 5-day 10Y window.
MBA Refinance Index10Y estimateDaily 10Y yield
14 months / weekly ticks
Yield and loan-volume tracker
Treasury yields use the left % axis. Dashed Better and Credit Karma loan-volume lines use the right $M axis. Loan-volume Sheet prints inside the 8-week reporting-lag window now carry the April figures from the BETR loan-volume document without a modeled top-up.
The table shows the latest weekly ticks, rate spreads, and the carried monthly loan-volume readings in millions.
Date
10Y
30Y
30Y fixed
30Y-10Y
Mortgage-10Y
Better vol
CK vol
BETR is a mortgage-tech and digital lending platform where operating leverage depends on rate relief, funded loan volume, partner funnels, and expense discipline. The scenarios below use a revenue-index model because near-term GAAP earnings can be noisy for a small lender/platform during a mortgage-cycle recovery.
Future priceUpsideCAGR
Future price = current BETR price x projected revenue index x future sales multiple / current sales multiple, adjusted for modeled dilution and operating-margin quality. Hypothetical scenarios, not financial advice.
Projected stock price - 5Y
BETR scenario path
BearBaseBull
BBETR
Outside-only read of the Credit Karma / Better HELOC funnel: public pages, tagged CTA routing, preapproval redirect behavior, Credit Karma HELOC offer routing, and broad traffic proxies.
Run history
Public signal trend
Green line is live score. Blue bars are Better pages carrying a Credit Karma HELOC CTA. Amber bars are Credit Karma public HELOC links into the offer page.
Live scoreCK CTA countCK offer links
Public observables
Signal table
Status checks are public HTTP/page-content checks. Similarweb rows are broad-domain proxies when the public page exposes them.